We all fall into money traps every once in awhile. This is just a fact of life…and of being an adult. Whether it’s due to overspending, under-budgeting, or still living by the notion that money grows on trees, the best way to avoid money traps is to change your frame of mind.

That’s right. Money traps are often mental. By changing how you think about money and how you spend it, you can avoid debt, feeling broke all the time, and learn and grasp how to really manage money.

The time for Spring cleaning comes once per year. And although we are at the end of Spring and officially ready for the start of summer, there’s still time to get the last of our spring cleaning done.

In fact, while we are cleaning our homes, garages, basements, and apartments, did you also know that a good spring clean—and even cleanliness, in general—can also improve money management?

What on Earth does cleaning have to do with money management? Keeping a clean home office, workspace, or even an organized lifestyle can help individuals keep track of money management.

There is a lot of buzz about car title loans today. Car title loans can be a successful debt management option for those with financial challenges. However, a title loan company can make all the difference in helping individuals with debt management.

Not can only acquiring car title loans with a reputable title loan company can help individuals tackle their debt management, but did you also know that title loans can also save an individual time and money?

Before you ask how? Here are a few facts:

At one point or another, everyone must tackle debt management. Whether you are forced to or you finally want to take control of debt management, the time eventually comes. So what better time like the present?

Here is a quick list of some debt management must-dos.

It’s already that time of year again: that “wonderful time of year” for parents…when kids go back to school. While back to school might be exciting and dreaded at the same time, it can also be stressful—especially when it comes to money management.

Back to school shopping can get expensive—from new clothes to new shoes to an endless list of school supplies. But back to school shopping can be managed just like any household financial aspect and responsibility.

Here are some tips to help stay on top of back to school shopping and make the grade:

We borrow money, we spend money, and we borrow more. It’s the American way. But being in debt is also no fun. If not properly managed, it can ruin lives. Of course there are other situations that often lead to debt such as divorce, death, medical bills and other illnesses.

But regardless of why you are in debt, here are five foolproof solutions to becoming debt-free right now.

Congratulations! You’re starting a job! How exciting…and maybe even a little scary. But regardless whether it’s your first job or a new job, making the transition can come with some financial impacts.

It may sound ironic that starting a job can create some financial strains, but they can still happen—from adjusting to a different pay scale or pay schedule. Here are some tips on how to manage debt and money through the transition to your new job.

You’re always broke. You live paycheck to paycheck, and you are just about tired of it. Just when you think you’ve got one or two feet forward, you’ve taken three or four steps back. You might even feel like the world is out to get you. Sound familiar? But why does it always seem so hard to save money?

You aren’t alone. Did you know that approximately 25 percent of Americans say they would give up showers in order to save money? Comical but true. But we are here to tell you that it doesn’t have to be this way.

A Happy Retirement isn’t Always about Money Management…

Money is important. It doesn’t take a rocket scientist to figure that out. While money is extremely important—to the point where we can’t live without it—we all hear that it doesn’t guarantee happiness.

But let’s not confuse things. Being financially comfortable and stable can make us feel happy, because we aren’t stressed about paying bills or getting out of debt, but does money equal happiness? Probably not for everyone.

We’ve talked a great deal about how individuals—at various ages and life stages—can effectively manage money. But what about business owners? Many business owners are forced to dip into their own personal savings and resources in order to fund their businesses.

Unfortunately, most businesses fail within the first five years of operation For those unfortunate business owners who put in a great deal of their own personal resources, such as liquidated property, retirement savings or other investments, not to mention their own blood, sweat, and tears to only watch their businesses fail after five years or even less, it can be devastating.