Now that the holidays are over, everyone is thinking about fitness. Eating healthier, joining a gym, getting back into shape, and maybe even making some lifestyle changes are all the buzz right now.
However, this time of year can also be about financial fitness. So in addition to adjusting your waistline, here are some ways you can also fill in that extra space in your jeans with cash in your pockets.
Where Do You Start? Much like losing weight, the biggest struggle is determining where to start and sticking with it. It’s easy to wake up in the morning and say aloud or think, “I’m going to start working out and eating right…today.” But, then what happens? It’s easier to eat fast food and sit and watch TV, especially with our busy lifestyles.
However, financial fitness is much like physical fitness where it’s necessary to determine a starting point and sticking with it. It’s about discipline and commitment.
For someone trying to lose weight, they might say, “I want to lose 3 pounds per week”, or “I want to be X pounds by X time.” Committing to a budget works much the same way. Start off small. Make a commitment to save $10 per week or $20…and as this makes a difference over time, you can up your savings limit and begin reaching financial goals.
Do Your Homework. What do you do to get motivated to exercise? Maybe you read diet or fitness books or blogs or subscribe to magazines to educate yourself. Although debt and money management and personal finance aren’t the most riveting topics to read about, educating yourself and doing your homework is still important.
There is a great deal of resources available. Hit the web for recommended books, workbooks, blogs, and other DIY resources that help you recognize your money management pitfalls and give advice on how to accomplish your financial goals.
If you are the type of person that would prefer to speak with someone and discuss your financial concerns and how you can become “financially fit” count on Affordable Title Loans. An experienced agent at Affordable Title Loans will take the time to listen to your financial situation, provide solutions, and give you options surrounding title loans.
Title loans, which can be an expensive financial solution, can help individuals become debt free in as little as fifteen minutes. Affordable Title Loans offers some of the lowest interest rates on title loans in the area. Some competitors offer title loans for as high as 300%! This doesn’t help anyone become debt free; therefore, Affordable Title Loans can offer some title loans for as little as 150%, and will work with the individual to ensure they pay off debt.
Contact Affordable Title Loans today at one of our many offices throughout Utah, Eastern Utah, Idaho, and Nevada. You’ll be surprised to hear about how we can help you with your money management today!