No need to shop around! While other lenders hide their rates, we gladly publish ours. Why? Because we have the best rates for a title loan in Utah and know you'll save money when you get a title loan through Affordable Title Loans! Plus with multiple locations throughout Utah, we will save you time as well as money on your next title loan.
$20 Free GasWith every application*Whether you're approved or not*Applications must be filled out completely, see store for details
We'll do a title loan for almost any titled property including:
No need to shop around! While other lenders hide their rates, we gladly publish ours. Why? Because we have the best rates and know you'll save money when you get a title loan through Affordable Title Loans!
We'll do a title loan for almost any titled property including:
Monday - Friday: 10am - 6pm
Saturday: 10am - 2pm
Sunday: Closed
Location
3592 S. Redwood Road
West Valley, Utah 84119
Phone: (801) 972-2715
Monday - Friday: 10am - 6pm
Saturday: Closed
Sunday: Closed
Location
2275 N. Main Street
Sunset, Utah 84015
Phone: (801) 776-1720
Monday - Friday: 10am - 6pm
Saturday: 10am - 2pm
Sunday: Closed
Location
60 W. 3300 S. Unit 1
Salt Lake, Utah 84115
Phone: 801-485-1210
Affordable Title Loans is proud to offer the lowest rates on title loans throughout Utah, Idano and Nevada. Some of our competitors will charge you double or triple the interest rates that we offer. Take a look at the following tables and charts for a true loan comparison between Affordable and other loan companies. The following tables demonstrate a $1,000 loan on a year 2007 or newer vehicle.
AFFORDABLE TITLE LOANS |
|||||||
| Amount Borrowed: $1,000.00 | APR (Interest Rate): 120% | ||||||
| Month | Payment | Balance | Principle | Interest Acrrued | Interest | Total Paid | Total Interest Paid |
|---|---|---|---|---|---|---|---|
| Total Pay Off: $0.00 | |||||||
| Total Cost Of Loan: $761.16 | |||||||
| *The total cost of the loan is the amount of $1761.16 paid, minus the initial $1000.00 borrowed. | |||||||
| Month 1 | $146.76 | 953.24 | 46.76 | 100.00 | 100.00 | 146.76 | 100.00 |
| Month 2 | $146.76 | 901.80 | 51.44 | 95.32 | 95.32 | 293.53 | 195.32 |
| Month 3 | $146.76 | 845.21 | 56.58 | 90.18 | 90.18 | 440.29 | 285.50 |
| Month 4 | $146.76 | 782.97 | 62.24 | 84.52 | 84.52 | 587.05 | 370.02 |
| Month 5 | $146.76 | 714.51 | 68.47 | 78.30 | 78.30 | 733.82 | 448.32 |
| Month 6 | $146.76 | 639.19 | 75.31 | 71.45 | 71.45 | 880.58 | 519.77 |
| Month 7 | $146.76 | 556.35 | 82.84 | 63.92 | 63.92 | 1027.34 | 583.69 |
| Month 8 | $146.76 | 465.22 | 91.13 | 55.63 | 55.63 | 1174.11 | 639.33 |
| Month 9 | $146.76 | 364.98 | 100.24 | 46.52 | 46.52 | 1320.87 | 685.85 |
| Month 10 | $146.76 | 254.71 | 110.27 | 36.50 | 36.50 | 1467.63 | 722.35 |
| Month 11 | $146.76 | 133.42 | 121.29 | 25.47 | 25.47 | 1614.40 | 747.82 |
| Month 12 | $146.76 | 0.00 | 133.42 | 13.34 | 13.34 | 1761.16 | 761.16 |
MONEY TRAIN |
|||||||
| Amount Borrowed: $1,000.00 | APR (Interest Rate): 240% | ||||||
| Month | Payment | Balance | Principle | Interest Acrrued | Interest | Total Paid | Total Interest Paid |
|---|---|---|---|---|---|---|---|
| Total Pay Off: $893.40 | |||||||
| Total Cost Of Loan: $3293.40 | |||||||
| * The total cost of the loan is the amount of $2400.00 paid plus the remaining balance of $893.40, minus the initial $1000.00 borrowed. | |||||||
| Month 1 | $200.00 | 997.26 | 2.74 | 197.26 | 200.00 | 200.00 | 200.00 |
| Month 2 | $200.00 | 993.98 | 3.28 | 196.72 | 200.00 | 400.00 | 400.00 |
| Month 3 | $200.00 | 990.05 | 3.93 | 196.07 | 200.00 | 600.00 | 600.00 |
| Month 4 | $200.00 | 985.35 | 4.70 | 195.30 | 200.00 | 800.00 | 800.00 |
| Month 5 | $200.00 | 979.72 | 5.63 | 194.37 | 200.00 | 1000.00 | 1000.00 |
| Month 6 | $200.00 | 972.98 | 6.74 | 193.26 | 200.00 | 1200.00 | 1200.00 |
| Month 7 | $200.00 | 964.91 | 8.07 | 191.93 | 200.00 | 1400.00 | 1400.00 |
| Month 8 | $200.00 | 955.25 | 9.66 | 190.34 | 200.00 | 1600.00 | 1600.00 |
| Month 9 | $200.00 | 943.68 | 11.57 | 188.43 | 200.00 | 1800.00 | 1800.00 |
| Month 10 | $200.00 | 929.84 | 13.85 | 186.15 | 200.00 | 2000.00 | 2000.00 |
| Month 11 | $200.00 | 913.26 | 16.58 | 183.42 | 200.00 | 2200.00 | 2200.00 |
| Month 12 | $200.00 | 893.40 | 19.85 | 180.15 | 200.00 | 2400.00 | 2400.00 |
Competitor B |
|||||||
| Amount Borrowed: $1,000.00 | APR (Interest Rate): 300% | ||||||
| Month | Payment | Balance | Principle | Interest Acrrued | Interest | Total Paid | Total Interest Paid |
|---|---|---|---|---|---|---|---|
| Total Pay Off: $1,000.00 | |||||||
| Total Cost Of Loan: $2,958.96 | |||||||
| *The total cost of the loan is the amount of $2958.96 paid plus the remaining balance of $1000.00, minus the initial $1000.00 borrowed. | |||||||
| Month 1 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 246.58 | 246.58 |
| Month 2 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 493.16 | 493.16 |
| Month 3 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 739.74 | 739.74 |
| Month 4 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 986.32 | 986.32 |
| Month 5 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 1232.90 | 1232.90 |
| Month 6 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 1479.48 | 1479.48 |
| Month 7 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 1726.06 | 1726.06 |
| Month 8 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 1972.64 | 1972.64 |
| Month 9 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 2219.22 | 2219.22 |
| Month 10 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 2465.80 | 2465.80 |
| Month 11 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 2712.38 | 2712.38 |
| Month 12 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 2958.96 | 2958.96 |
A loan has two parts. First, the amount of money you first borrowed, which is referred to as principle. Second, the fee a loan company charges you for borrowing money, which is called interest. When you add the principle and interest you owe, this is called the balance on your account.
A loan payment that doesn’t include interest and principle is bad because it means your balance will never get smaller or only decrease very slowly. So, when the loan is finished, you will still owe the principle you borrowed. Furthermore, the interest during the loan will be a bigger number because the balance of the loan will be higher.
So what does all this mean? A loan payment that doesn’t include interest and principle will cost you more money!
Can’t find your title? No problem! As long as you own your car free and clear, we can still do the loan and apply for a new title for you! Come to us first instead of going to the DMV!
Just moved here? No problem! If your car is registered in Utah, all we need is the title. If you haven’t registered your car in Utah yet, please bring in the State Emissions and Inspections certificate. We will get a Utah title and registration for the vehicle. Furthermore, we can include the registration fees in the loan so you don’t have to worry about paying the DMV on the spot!
With auto title loans, Affordable becomes the lienholder of the vehicle and you keep your car or truck.
With mororcycle or ATV loans, the vehicle will be stored for the duration of the loan.
With boat and trailer loans, the item will be stored for the duration of the loan. Depending on the size of the item, an additional storage fee may apply. Please call for more information.
Affordable Title Loans is proud to offer the lowest rates on our title loans throughout Utah, Idaho and Nevada. Some of our competitors will charge you double or triple the interest rates that we offer. Take a look at the following tables and charts for a true loan comparison between Affordable and other loan companies. The following tables demonstrate a $1,000 loan on a year 2000 or newer vehicle.
AFFORDABLE LOANS |
|||||||
| Amount Borrowed: $1,000.00 | APR (Interest Rate): 120% | ||||||
| Month | Payment | Balance | Principal | Interest Acrrued | Interest | Total Paid | Total Interest Paid |
|---|---|---|---|---|---|---|---|
| Total Pay Off: $0.00 | |||||||
| Total Cost Of Loan: $761.16 | |||||||
| *The total cost of the loan is the amount of $1761.16 paid, minus the initial $1000.00 borrowed. | |||||||
| Month 1 | $146.76 | 953.24 | 46.76 | 100.00 | 100.00 | 146.76 | 100.00 |
| Month 2 | $146.76 | 901.80 | 51.44 | 95.32 | 95.32 | 293.53 | 195.32 |
| Month 3 | $146.76 | 845.21 | 56.58 | 90.18 | 90.18 | 440.29 | 285.50 |
| Month 4 | $146.76 | 782.97 | 62.24 | 84.52 | 84.52 | 587.05 | 370.02 |
| Month 5 | $146.76 | 714.51 | 68.47 | 78.30 | 78.30 | 733.82 | 448.32 |
| Month 6 | $146.76 | 639.19 | 75.31 | 71.45 | 71.45 | 880.58 | 519.77 |
| Month 7 | $146.76 | 556.35 | 82.84 | 63.92 | 63.92 | 1027.34 | 583.69 |
| Month 8 | $146.76 | 465.22 | 91.13 | 55.63 | 55.63 | 1174.11 | 639.33 |
| Month 9 | $146.76 | 364.98 | 100.24 | 46.52 | 46.52 | 1320.87 | 685.85 |
| Month 10 | $146.76 | 254.71 | 110.27 | 36.50 | 36.50 | 1467.63 | 722.35 |
| Month 11 | $146.76 | 133.42 | 121.29 | 25.47 | 25.47 | 1614.40 | 747.82 |
| Month 12 | $146.76 | 0.00 | 133.42 | 13.34 | 13.34 | 1761.16 | 761.16 |
MONEY TRAIN |
|||||||
| Amount Borrowed: $1,000.00 | APR (Interest Rate): 240% | ||||||
| Month | Payment | Balance | Principal | Interest Acrrued | Interest | Total Paid | Total Interest Paid |
|---|---|---|---|---|---|---|---|
| Total Pay Off: $893.40 | |||||||
| Total Cost Of Loan: $3293.40 | |||||||
| * The total cost of the loan is the amount of $2400.00 paid plus the remaining balance of $893.40, minus the initial $1000.00 borrowed. | |||||||
| Month 1 | $200.00 | 997.26 | 2.74 | 197.26 | 200.00 | 200.00 | 200.00 |
| Month 2 | $200.00 | 993.98 | 3.28 | 196.72 | 200.00 | 400.00 | 400.00 |
| Month 3 | $200.00 | 990.05 | 3.93 | 196.07 | 200.00 | 600.00 | 600.00 |
| Month 4 | $200.00 | 985.35 | 4.70 | 195.30 | 200.00 | 800.00 | 800.00 |
| Month 5 | $200.00 | 979.72 | 5.63 | 194.37 | 200.00 | 1000.00 | 1000.00 |
| Month 6 | $200.00 | 972.98 | 6.74 | 193.26 | 200.00 | 1200.00 | 1200.00 |
| Month 7 | $200.00 | 964.91 | 8.07 | 191.93 | 200.00 | 1400.00 | 1400.00 |
| Month 8 | $200.00 | 955.25 | 9.66 | 190.34 | 200.00 | 1600.00 | 1600.00 |
| Month 9 | $200.00 | 943.68 | 11.57 | 188.43 | 200.00 | 1800.00 | 1800.00 |
| Month 10 | $200.00 | 929.84 | 13.85 | 186.15 | 200.00 | 2000.00 | 2000.00 |
| Month 11 | $200.00 | 913.26 | 16.58 | 183.42 | 200.00 | 2200.00 | 2200.00 |
| Month 12 | $200.00 | 893.40 | 19.85 | 180.15 | 200.00 | 2400.00 | 2400.00 |
Competitor B |
|||||||
| Amount Borrowed: $1,000.00 | APR (Interest Rate): 300% | ||||||
| Month | Payment | Balance | Principal | Interest Acrrued | Interest | Total Paid | Total Interest Paid |
|---|---|---|---|---|---|---|---|
| Total Pay Off: $1,000.00 | |||||||
| Total Cost Of Loan: $2,958.96 | |||||||
| *The total cost of the loan is the amount of $2958.96 paid plus the remaining balance of $1000.00, minus the initial $1000.00 borrowed. | |||||||
| Month 1 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 246.58 | 246.58 |
| Month 2 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 493.16 | 493.16 |
| Month 3 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 739.74 | 739.74 |
| Month 4 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 986.32 | 986.32 |
| Month 5 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 1232.90 | 1232.90 |
| Month 6 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 1479.48 | 1479.48 |
| Month 7 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 1726.06 | 1726.06 |
| Month 8 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 1972.64 | 1972.64 |
| Month 9 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 2219.22 | 2219.22 |
| Month 10 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 2465.80 | 2465.80 |
| Month 11 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 2712.38 | 2712.38 |
| Month 12 | $246.58 | 1000.00 | 0.00 | 246.58 | 246.58 | 2958.96 | 2958.96 |
